Comprehensive Mortgage Solutions
Johnson Mortgage Services, LLC offers a variety of home financing options to suit your unique needs. Serving clients across the state of Louisiana, we take pride in our commitment to providing personalized care and exceptional service.
Diverse Financing Options
Our mortgage options cover a wide range of needs, ensuring that every client finds the perfect fit. Below are our key offerings:
Conventional Mortgage Loans
Ideal for borrowers with good to excellent credit, these loans offer competitive interest rates and flexible terms. Perfect for primary residences, second homes, or investment properties, with down payments as low as 3%.
VA Mortgage Loans
Tailored for veterans and active-duty service members, these loans provide competitive rates, no down payment requirements, and no PMI, making homeownership more accessible.
FHA Loans
Designed for first-time homebuyers and those with lower credit scores, FHA loans offer lower down payments and more lenient credit standards. They are insured by the Federal Housing Administration.
USDA Loans
Backed by the U.S. Department of Agriculture, these loans help low- to moderate-income buyers purchase homes in eligible rural areas with zero down payment and competitive interest rates.
Reverse/Home Equity Conversion Mortgage
Available to homeowners aged 62 and older, this loan converts home equity into cash, supplementing retirement income without monthly payments.
Jumbo Loans
For high-value properties exceeding conforming loan limits, jumbo loans offer the necessary financing for luxury homes with flexible terms.
Construction Mortgage Loans
Specifically for building custom homes, these loans provide funds in stages, aligning with your construction progress.
203k Rehab Loans
Combining the home purchase and renovation costs into a single loan, 203k Rehab Loans are perfect for property updates and repairs.
Manufactured Home Construction Loans
These loans support the financing of manufactured homes, offering competitive rates and flexible terms.
Start Your Journey
Take the first step toward your dream home with the right mortgage. Reach out today for personalized guidance and solutions that fit your needs.